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Financial Services

Personal Touch to Achieve Your Goals

Churchill Management Group is a Registered Investment Advisor that was founded in 1963 by Fred A. Fern, CEO and Chairman. Our numerous years of history have allowed us to invest in all types of markets, including the turbulent markets of the 1960’s and 1970’s. Our experience and in-depth research has taught us that by placing an emphasis on growth with preservation of capital under one of Churchill’s specific strategies investors can typically achieve their financial goals. For those Clients looking to stay fully invested whose goals do not stress preservation of capital Churchill can provide other unique investment strategies as well.

Churchill Management Group services a broad range of Clients throughout the United States. We believe that close personal attention is the key to helping our Clients achieve their personal goals. That is why we have a dedicated Client Servicing Team located throughout the country in order to provide our Clients with the comfort level they expect and deserve.

Experienced and knowledgeable members of the Churchill Team visit with Clients on a regular basis to review their portfolios and communicate our thoughts on the current market environment. At Churchill we are especially proud of our up-to-date communication program. We know that keeping our Clients informed is a key ingredient for successful management. Whether by telephone, by email, in person, or in written form, our Money Management Team is committed to making sure our Clients are informed with respect to their portfolios.

In addition, we realize many of our Clients work closely with consultants to obtain independent advice or manager selection. In any case we work collaboratively with investment advisors or consultants to carefully manage our Clients’ portfolios with the larger picture in mind.

Wealth Management

We offer a multi-strategy approach in order to help our clients achieve their goals while sleeping comfortably at night. Clients have full access to our menu of both tactical and fully-invested strategies to create a unique allocation best suited to their individual risk tolerance. In addition, clients may use our fixed income strategy to control and manage risk.


Financial Planning Services

We will work closely with you to develop a financial plan that aims to bring your personal life and your finances together in the way they were always meant to be. Not only will you be ready to take on whatever life happens to throw at you today – you’ll be better prepared for your future as well.

Tax Planning Analysis*

The United States tax code is complicated – an unfortunate reality trend that shows no signs of changing slowing down anytime soon. However, with the right partners by your side, we can help make sure you’re taking advantage of every opportunity to save money. At your request, Churchill will provide a tax analysis and review (we would be glad to coordinate with your tax professional to determine any necessary changes). See disclosure below.

Trust & Estate Planning Review*

Whether it’s an investment of time, money, or long-term planning, every day counts. Our financial advisors have experience working with our clients third-party estate planning lawyers, to help them implement successful investment approaches. Your wealth advisors, along with your Estate Planning Attorney, will aim to use today’s best investment management strategies, to help you make the financial decisions that matter the most. See disclosure below.

Risk Analysis

As your advisory firm, we aim to put your financial goals first. Every risk management plan is built for long-term care. Your investment advisor can help you make your own high-net-worth future, step by step. Our Investment Philosophy follows a systematic approach to investment management that aims to minimize risk while growing capital.



Retirement Planning

Retirement plans are tough to make. For this reason, we help retirees with the best approaches towards planning for their future. By providing a cash flow analysis of your income and expenses your financial advisor will help you make asset management decisions that are both flexible and built to last.



401(k) Planning Services

Our custom-tailored 401(k) plans have opened new doors of opportunity for our clients. As the Plan Sponsor, you are able to connect your employees with an experienced money manager who has worked with clients since 1963. Whether you’re making a 401(k) plan or need a financial advisor for future wealth management, our team is here to help.


*Financial Planning Services Disclosure

Financial Planning Services Disclosure; Churchill provides financial planning services to Clients that specifically engage Churchill for that service. The planning can include defining goals, designing a plan, assisting with implementing the plan, and evaluating and adjusting the plan over time, at the request of the client. The financial planning includes advice regarding securities investing and may include discussions of a client’s tax, insurance, employee benefits, estate planning, and other issues. Churchill, however, does not provide legal, insurance, employee benefit, estate planning, tax, or accounting advice, and the client must rely on legal, insurance, and accounting professionals for that advice and documentation.

Our Investment Philosophy

What guides our investment management approach? In short, the answer is you. The Churchill Management investment approach is built around important guiding principles all designed to help you aim to reach your specific goals and objectives based on your unique risk profile.

A Lifelong Approach to Investing

Since 1963, Churchill Management has successfully guided our Clients through both Bull and Bear financial markets. Today, we carefully advise affluent individuals and institutions across the country with our cutting-edge portfolio design. By employing a systematic multi-strategy investment approach that combines tactical and fully invested strategies, we aim to ensure you are being managed in an appropriate balance for your individual risk tolerance.

Our Guiding Principles, Your Portfolio and Risk

We believe an investor’s primary aim should be achieving their unique overall goals, including both personal and financial objectives. In doing so we hope to assist our Clients minimize risk and maintain portfolio longevity.

Steps We Take to Minimize Portfolio Risk While Generating Returns

  • We firmly believe that Clients have their own unique expectations and risk profile. In order to create an investment approach that is suited to each client’s needs we have a selection of both tactical and fully invested strategies.
  • High quality investment grade bonds may help to reduce portfolio risk.
  • Our studies have shown that various investments provide significantly different results dependent upon where we are in market and economic cycles.  It is our philosophy that understanding these cycles provides an outstanding reference point from which to make investment decisions.
  • For many of Churchill’s investment strategies we use our technical, fundamental and sentiment market indicators as tools in a “top-down” manner to help us make decisions about the allocation of Client assets between various types of asset classes.  Once our Investment Management Team has made a decision regarding the allocation of assets, we evaluate the particular investments from a “bottom-up” perspective.
  • Our experience and in-depth research has taught us that, by placing an emphasis on growth with preservation of capital under one of Churchill’s specific tactical strategies, investors can typically achieve their financial goals. For those Clients looking to stay fully invested whose goals do not stress preservation of capital, Churchill can provide other unique investment strategies as well.

Tactical vs. Fully Invested: Multi-Strategy Approach

Churchill offers a dual approach to navigating various markets, understanding that each approach may perform better or worse depending on where we are in the stock market cycle.

Tactical strategies utilize cash and cash equivalents in perceived periods of risk and aim to outperform over a full market cycle. Fully Invested strategies stay invested at all times, regardless of overall market risks. We have various specific equity strategies that fall under one of these two categories, Tactical or Fully Invested, or a combination of the two.

Investment Strategy Alternatives

Tactical Equity Strategies

Premier Wealth Tactical
Premier Wealth Tactical Core
Maximum Growth Tactical
Tactical Opportunity

Fully Invested Equity Strategies

Equity Growth Opportunity
Equity Dividend Income
ETF Sector Rotation
Equity Growth and Value

Risk Blended Strategies

Premier Wealth Tactical Core / ETF Sector Rotation Hybrid

Fixed Income

The bottom line is we will work with you to provide you with the correct multi-strategy approach for your desired level of risk.

Standard & Poor’s 500, Russell iShares and Vanguard are trademarks of their respective owners and are not affiliated with Churchill and have not endorsed Churchill in any way.

Investment Risk Disclosure

Investment Risk Disclosure Clients should invest with a long-term time frame and understand that no one can guarantee investment results. Investing in the securities markets entails the risk of loss. In all events, each account is assigned general investment percentage goals/guidelines and an investment strategy, both of which may change from time to time upon direction from the Client. The Client understands these goals/guidelines are approximate and the actual amount invested in each asset class may vary considerably depending on Management’s assessment of market risk and the specific investment strategy chosen by the Client. At times, Churchill Management Group may choose to invest accounts, including accounts which have assets with a fixed income and equity goal/guideline, above the equity goal/guideline set by the Client, effectively adjusting the balance of the portfolio, as Churchill Management Group determines in its sole discretion, that under present market conditions so doing would be in the reasonable best interests of the portfolio. Churchill Management Group may employ defensive investment strategies notwithstanding Clients’ investment strategies and restrictions. Clients should understand that both Fully Invested and Tactical investment approaches come with the risk of loss. Fully Invested strategies are not concerned with overall market risks, staying invested even during bear markets. While Tactical strategies aim to reduce exposure prior to bear markets, no guarantee can be made as to success. No guarantee can be made as to curtailing tax liabilities and Clients should look to their separate tax advisor for tax advice.

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